Dental insurance policies generally cover preventive and/or routine procedures, such as exams and cleanings. Certain insurance plans may also partially or fully cover general dentistry treatments such as fillings or extractions.
For some dental procedures, however, the cost is not covered by dental insurance plans. This generally includes treatments considered non-essential or cosmetic in nature. For these procedures, patients may require financing or other payment methods.
Financing
Some dental offices offer financing for the cost of oral health treatments and procedures not covered by insurance. Financing options may include in-office payment plans or third-party financing services. Contact your dental care team about financing options before receiving any treatment not fully covered by your dental insurance policy.
Accepted Insurances
- Aetna PPO
- Ameritas PPO
- Anthem – Blue Cross Blue Shield (BCBS)
- Assurance
- Blue Cross Blue Shield
- Central States
- Cigna
- Coventry Healthcare
- Comp Benefits
- Delta Dental
- Dentimax
- First Health
- Florida Combined Life
- GEHA
- Guardian
- Humana Dental
- Lincoln
- Metlife
- Principal Life
- Prudential Dental
- Safeguard
- Solstice
- Sunlife
- UNICARE
- United Concordia
- United Healthcare
Other Payment Methods
If your dental insurance policy does not cover the entire cost of treatment or a procedure, and/or financing is not available, there are alternative options. Other payment methods such as cash, major credit cards, and CareCredit are accepted as payment for treatments and procedures. CareCredit is a credit card designed for patients to pay costs not covered by insurance, including dental care.
Contact your dentist’s office for more information about insurance and financing.